Auto Loan 101s
What NOT to Say to a Salesperson When Shopping For a Car
Honesty is the best policy, right? Not when car shopping. The sales process is a mind game and if you’re good at the game, you can get a good deal. The salesperson is trained to look for certain clues from you. They will try to qualify you in their mind with what kind of car you are looking for and more importantly, how much money you want to spend. The salesperson then uses this informati[...] .. Read More.
How To Find a Good Repair Shop How To Find a Good Repair Shop
    Image via trafficz.com. As fewer Americans buy new cars and keep their current vehicles longer, repair and maintenance are essential to the longevity of a car. Finding a great mechanic and car repair shop is extremely important as well, as more drivers want their car fixed right and for a fair price. Money is tight and people want to get a good deal, but don’t want to[...] .. Read More.
The Back End: Negotiating With the Finance Manager
Once you have lined up some loan offers, it’s time to hit the dealerships to negotiate price. This is a good time to check in with friends and family to see if anyone recommends a particular dealer. Reputable dealerships enjoy a lot of repeat business, so look for people who keep going back to the same dealer. This indicates the dealer is operating their business for the long haul. They w[...] .. Read More.
Buy or Lease?
Leasing may be a good option for you if you are short on cash and want want lower monthly payments. Just remember you won’t own the car at the end of the lease and violating terms of a lease can be costly. Here is a break down of the pros and cons of leasing: Advantages: Lower down payment: If you are short on cash, a lease may be the way to go because most don’t requir[...] .. Read More.
More Auto Loan 101s ...
  • A Primer on Incentives
    There are two basic categories of incentives available: low-interest loans and rebates. If you&rsquo ...
  • Shopping for Loans
    Never get married to a single make and model until you know what your financing options are. The ...
  • Pricing Vehicles
    Once you have determined what you can spend each month to own that new car and you’ve determin ...
  • Checking Your Credit (FICO) Scores
    Before you set foot on a dealer’s lot, or even before talking with lenders, you need to determ ...
  • Total Ownership Costs
    When budgeting for a new or used car, don’t forget to estimate total ownership costs. Remember ...
  • Budgeting For a Car
    Aside from buying a home, a car is the biggest purchase most people make and it’s getting bigg ...
  • Why Financing Matters
    When it comes to cars, we Americans love to brag. Not so much about our ca ...
  • Tips for Buying a Car Online
    Most car shoppers dread going to a car dealership, encountering some less-than-honest salespeople, t ...
  • Six Common Car Shopping Mistakes
    Most car shoppers make some basic mistakes when they are at the dealership and as a result, it costs ...
  • How to Lease in a Changed Leasing Market
    As GM, Chrysler and Ford cut back on leasing, or discontinue it totally, consumers are left wonderin ...
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December and 2008 Sales Figures Are In, and They're Exactly What We Expected
The year was dismal for most automakers, with sales plunging by double digits for a lot of companies. So far (not all automakers have reported 2008 sa ... Read More

Isuzu Throws In the TowelIsuzu Throws In the Towel
If you were planning to buy a new Isuzu, this is your last chance. The company has announced that on January 31, it will stop selling its light-d ... Read More

GMAC No Longer Exclusive GM Lender
GMAC has lost its exclusive rights to offer low-interest loans to customers who want to purchase GM vehicles. The loss is part of GMAC’s fe ... Read More

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